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CIVIE EasyPay

Get paid faster, with less friction and more trust.

Patients pay a medical bill in seconds: no login, no app, no confusion. An AI Billing Assistant answers the questions that stall payment and moves patients to pay.

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Statement #100248Live session

  1. Bill explainedInsurance paid $940.00In progress
  2. Pay in full selectedPlan options set by the practiceNot yet
  3. Paid · $420.00Receipt emailedNot yet

The next sixty seconds

Three taps from opening the bill to a completed payment

The bill arrives

A statement in the mail. A text on the phone.

What happens in the next sixty seconds decides whether that balance becomes revenue or an aging receivable.

Statement readyText · 9:41 AM

Illustrative patient journey

See it on your own statements.

Your bills and your billing system, three taps from text to paid.

The opportunity

Friction, not refusal, is why bills go unpaid

Most patients don't refuse to pay. They get , can't find to pay, or hit a for a portal they never signed up for. Every extra step is a place the payment quietly .
  • Steps to payTypical portal: 9With EasyPay: 3
  • Phone callsTypical portal: 1With EasyPay: 0
  • Time to paidTypical portal: 29:40With EasyPay: 0:41

Illustrative: a typical patient portal against EasyPay, for one $420.00 bill. No account, no password, no phone call.

How patients pay

Three ways in. One balance.

Patients arrive however is easiest for them. Every on-ramp lands in the same verified Quick Pay session, with one place to pay and one set of analytics behind it.

  • Pay in full or partialCard · server-verified balance
  • Payment plan3 · 6 · 12 months
  • Instant receiptPDF + email

Patient provides

#100248
  1. Statement #
  2. Last name
  3. Date of birth

Optional one-time SMS code

Lands on

That single statement

Best for

The paper or PDF statement in hand.

The patient types the number printed on their statement, confirms last name and date of birth, and lands directly on that bill, ready to pay.

Clarity by design

The bill explains itself.

Every statement opens with the balance, a plain-language “Bill explained” and one obvious Pay Now. It's built only from the statement's real figures, so it restates the numbers and never invents them.

  • Bill explained

    Where every dollar went, from the insurer's discount to what's left to pay. Hover the breakdown.

    Explained by CIVIE AI

    Insurance covered most of your MRI.

    Here's where the $2,340.00 went.

    • Insurer's discount−$780.00
    • Insurance paid−$940.00
    • You already paid−$200.00
    • Left to pay$420.00

    Amount outstanding

    $420.00

    $200.00 paid · $620.00 total

    32% paid

    Pay Now

    OR SET UP A PLAN

    Enroll in a payment plan

    Secure payment · HIPAA-compliant

  • Español, one tap

    The whole checkout switches language, summary included.

    Explicado por CIVIE AI

    Su seguro cubrió la mayor parte de su resonancia.

    Así se distribuyen los $2,340.00.

    • Descuento del seguro−$780.00
    • Pagó el seguro−$940.00
    • Usted ya pagó−$200.00
    • Saldo pendiente$420.00
  • Every open bill, one balance

    A phone number finds every open statement. Pay them together, pay part of one, or untick the ones for another day.

    Your statements

    Amount Due$852.95

    Pay $852.95
  • Or spread it over a plan

    Monthly plans from the server-verified balance, on terms your practice sets. PDF and email receipts arrive the moment a payment clears, batched for multi-bill payments.

    Plans from Meridian Valley ImagingSplit $852.95 into monthly payments. Plan terms are set by your provider.

    Choose a Payment Plan

    Payment History 2

    Balance after this payment$0.00

    $420.00Oct 9, 2026 · Visa •• 4242

    $200.00Sep 28, 2026 · Visa •• 4242

An older patient on the phone, frustrated, waiting on hold about a bill
A simple billing question shouldn't mean a phone call, a hold queue and another unresolved balance.

The AI Billing Assistant

Questions, turned into payments.

Most stalled payments start with a question. The Billing Assistant answers it instantly from the patient's real numbers and guides them through to payment.

Billing assistanceIllustrative conversation
Ask your own question, e.g. “Why is my balance $420?”

AI can make mistakes · Always verify important information

A patient calling the billing line on her phone
  • Caller ID matched
  • Verified · last name + date of birth
  • 1 open bill · $875.00
  • Paid · confirmation read back

Billing line

The same assistant, on the phone.

Sam verifies the caller, explains the balance, takes the payment and reads back the confirmation, with every figure taken from the record.

SamListening

    Layered resolution

    AI first. Humans last.

    Each question is resolved at the lowest level that can handle it. Only what needs a person reaches one, with the full evidence trail attached, so no one starts from scratch.

    1. AI · in the chat

      Billing Assistant

      Explains the bill, walks the patient through the fix and gathers evidence, such as a receipt, an EOB or an insurance card, right in the conversation.

      Most questions end here

      Unresolved: opens a ticket, evidence attached

    2. AI · works the ticket

      Specialized billing agent

      Verifies and reconciles the evidence against the billing system, attempts resolution, and emails the patient for anything still missing.

      Clears most tickets on its own

      Only what AI can't close

    3. Human · last resort

      Your billing team

      Picks up the few cases AI can't resolve, with the evidence trail, the reconciliation and the agent's findings already in hand.

      The exception, not the rule

    Every ticket arrives with proof attached.

    • Facts, never fabrications. Ticket contents are assembled from real records and OCR output: the AI writes the tone, never the numbers.
    • No duplicate noise. Repeat requests within a day fold into the existing ticket, and rate limits stop runaway submissions.
    • Fully audited. Every conversation turn and ticket is logged, with automatic priority when the language signals urgency.

    REQ‑204817Payment not on account · Statement #100248

    Resolved by AI
    Amount
    $200.00
    Card
    Visa •• 4242
    Paid on
    Sep 28, 2026
    1. 1:15 AM · Billing AssistantRead receipt · $200.00 · Visa •• 4242

    2. 1:16 AM · Billing AssistantNo match on the account · ticket opened with evidence

    3. 6:20 AM · AI billing agentEmailed the patient for the bank confirmation

    4. 6:55 AM · AI billing agentBank proof reconciled · payment posted to the account

    receipt-sep-28.pdfbank-confirmation.pdf

    Security & trust

    Security patients can see.

    Before identity is proven, a guest sees nothing medical. Drag across the statement to compare what's shown before and after a patient confirms who they are.

    Verified#100248

    Identity
    Last name + DOB
    Patient
    Jordan Rivera
    Provider
    Meridian Valley Imaging
    Insurance
    Blue Cross · ID ••• 4471
    Balance
    $420.00

    Line items

    • MRI lumbar spine · technical$1,960.00
    • Radiologist's reading · professional$380.00

    Before verification#100248

    Identity
    Not yet verified
    Patient
    J••••• R•••••
    Provider
    Imaging provider
    Insurance
    On file
    Balance
    Shown after verification

    Line items

    • Hidden
    • Hidden
    • Nothing shown until identity is proven

      Before verification there are no line items, procedure names or policy numbers. Names are anonymized and amounts generalized, so guessing a statement number reveals nothing.

    • Short-lived guest sessions

      A verified session lasts about 30 minutes and ends on inactivity. Nothing sensitive stays in the browser, and each tab is isolated.

    • The card never touches our servers

      Payments run through a PCI-compliant payment processor with hosted fields. Patients always pay the server-verified balance.

    • Anti-enumeration by design

      Phone and identity checks answer the same way whether or not an account exists, and sensitive endpoints are rate-limited.

    • HIPAA-compliant, and it shows

      Encryption in transit, PHI-minimized data, and a visible HIPAA and secure-payment lockup placed exactly where hesitation happens.

    • Guest session29:41 leftEnds on inactivity · each tab isolated
    • Card dataProcessor onlyHosted fields from a PCI-compliant payment processor
    • Phone lookupSame answerWhether or not an account exists

    Measurement

    See exactly what converts.

    One private journey ID follows every visit from first screen to receipt, so you can see where patients succeed, where they hesitate, and what drives payment. No PHI is ever recorded in analytics.

    Quick Pay · Last 30 daysIllustrative data

    Quick Pay opens
    437
    Verified sessions
    352
    Completed payments
    312
    Conversion
    71.4%
    Median time-to-pay
    1m 48s

    Conversion funnel

    1. Phone submitted100% 182Entry
    2. Code verified88% 160−12%
    3. Identity confirmed84% 153−4%
    4. Statements selected79% 144−5%
    5. Payment viewed75% 137−4%
    6. Paid68% 124−7%

    Plan adoption

    • Paid in full64%
    • 3 months14%
    • 6 months13%
    • 12 months9%
    Median time-to-pay
    1m 48s
    Verified → paid
    88.6%
    • Where patients drop off. Step-by-step drop-off and idle abandonment, so you can see the exact screen that costs payments, and fix it.
    • What engages them. Pay Now clicks, assistant chats, breakdown expands, receipt downloads and scroll depth: the signals behind a conversion.
    • Plan adoption and outcomes. Full-pay vs. plan, term mix, payment method split, success vs. failure and the top failure reasons.

    For your team

    Ours underneath, or whatever you already run.

    EasyPay runs natively on CIVIE RCM or alongside the billing system you have today. Patients get a faster way to pay. Your team keeps its workflow.

    Existing clients

    Nothing to migrate.

    The statement numbers, phone records and account links your patients already have keep working with EasyPay.

    Your billing systemEasyPayConnected

    What patients already haveExampleWith EasyPay
    Statement numbers#100248 → pay.civie.com/s/100248Work as printed
    Patient phone numbers(214) •••-0182 → 3 open billsMatched
    Legacy account linksExisting links you already sendStill valid
    Payments$420.00 · Statement #100248Recorded

    Illustrative connection · Runs natively on CIVIE RCM or alongside the system you already use

    New clients

    Turnkey, and yours.

    A complete hosted patient-payment experience, branded to your practice and ready to launch. Pick a practice: its logo, color and button style apply everywhere.

    One template. Each practice's logo, colors and contact details are applied automatically. Illustrative, fictional practices.

    Español

    Your bill, made simple.

    Amount outstanding$420.00Due Nov 5, 2026 · 32% paid
    Pay NowEnroll in a payment plan
    Powered by EasyPay

    Showing Meridian Valley Imaging

    At a glance

    Questions, answered.

    • No. Patients pay from a statement number, a phone number or a secure pay link. Identity is proven just-in-time, and the guest session expires on its own.

    CIVIE EasyPay

    Easy to understand. Easy to pay. Easy to trust.

    The three things that turn a balance into revenue. See EasyPay with your own statements and billing system.